Low-income families and communities often suffer disproportionately from disasters. Many low-income families live in areas prone to natural disasters, such as floodplains, where land is typically cheaper. They often lack adequate resources to prepare for and recover from disasters, such as the funds to board up their house, a car to evacuate, or a place to stay if they must leave their home. With fewer assets, little insurance, and less diversified income sources, families that are already struggling can be pushed into destitution when disaster strikes. In many cases, low-income persons may experience greater social marginalization such as fewer options for safe shelter with friends and family during an evacuation due to their lack of social networks outside of their immediate neighborhood.